Texas Section 8 2026: TDHCA vs Your Local Housing Agency

Section 8 in Texas has two doors that most guides miss: local public housing agencies, and the state agency TDHCA, which runs its own Housing Choice Voucher program for many rural counties — so you may need one list or both. Section 8 rules and exact figures are set by the official agencies below, so always confirm there before you apply.

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Quick answer

To apply for Section 8 in Texas: In Texas, apply through your local PHA or the Texas Department of Housing and Community Affairs (TDHCA) Housing Choice Voucher program. Use HUD’s PHA directory to find the agency for your area and check its waiting-list status. Applying is free through the official agency.

How Section 8 works in Texas

Texas is unusual. Most Housing Choice Vouchers are run by local public housing agencies, but the Texas Department of Housing and Community Affairs (TDHCA) also runs its own voucher program as a housing agency in its own right, mainly for rural counties without a local agency. A Texas household may therefore need a local agency’s list, TDHCA’s list, or both. TDHCA’s program page is the Housing Choice Voucher (Section 8) program.

Income limits are set locally, not nationally. There is no single national dollar cutoff for a Housing Choice Voucher. HUD sets the income limits as a share of each area’s median income, so the limit that applies to you depends on the county or metro area where you apply — check the limit for your specific area rather than a nationwide figure.

To find the agency that serves you, use HUD’s official public housing agency contact directory and apply while that agency’s waiting list is open. Only the agency itself can confirm whether its list is open today — waiting-list status changes often and should never be taken from a cached or third-party page.

What this program helps with

The Housing Choice Voucher program (Section 8) helps very low-income families, seniors, and people with disabilities afford safe housing in the private rental market. You find your own home and the voucher pays part of the rent directly to the landlord; you generally pay about 30% of your income toward rent and utilities.

Who may qualify

Eligibility is based mainly on income and household size. HUD generally sets the limit at or below 50% of the area median income (AMI) for your county, and most vouchers go to households at or below 30% of AMI. U.S. citizens and many eligible immigrants can qualify. Your local public housing agency (PHA) makes the final decision, and income limits vary by area – confirm the exact figures with your PHA or on HUD.gov. We do not list dollar figures here because the official limits are set by HUD and your local PHA – always confirm the current numbers on the official site below.

How to apply in Texas

In Texas, apply through your local PHA or the Texas Department of Housing and Community Affairs (TDHCA) Housing Choice Voucher program. Use HUD’s PHA directory to find the agency for your area and check its waiting-list status. You can usually start online, by phone, or in person, and a local office finalizes your application.

Documents you may need

Have ready: photo ID and Social Security numbers for each household member, proof of all household income, proof of assets, and birth certificates. Your PHA gives you the exact list. Bring copies and keep your originals.

What to expect after you apply

Most PHAs place applicants on a waiting list, which can be long, and some lists open only for limited periods. Keep your contact information current so you do not miss a notice, and respond to every request by the deadline. When your name comes up, the PHA verifies your income and household before issuing a voucher.

Official website / application link

TDHCA Housing Choice Voucher (Section 8), HUD PHA directory. Applying is free through the official agency – never pay a third party.

Related guides on GlobalBenefits.org

Frequently asked questions

Is there a fee to apply for Section 8?
No. Applying for a Housing Choice Voucher through your PHA is free – never pay anyone who promises to move you up a waiting list.

How long is the wait?
It varies widely by area; some waiting lists are years long and open only at set times. Check your PHA status and apply to more than one PHA if you can.

Last reviewed July 23, 2026 by the GlobalBenefits editorial team. GlobalBenefits is not a government agency; income limits, amounts, dates, and phone numbers are set by the official agencies above and can change – always confirm there before applying. See our corrections policy.

Section 8 in other priority states: California · Florida · New York · Pennsylvania.

Related guides

What to do next: housing help in Texas

The six steps of an application, in the order they actually happen.

  1. 1. Check whether it is worth applying
    Answer a few questions about your household and see which of 14 programmes are worth applying for in Texas. About two minutes, no sign-up, and nothing you enter is stored or sent anywhere.
  2. 2. Check the income limit
    HUD income limits by county — the published rule, from the agency that sets it. Limits depend on household size, and several programmes count income differently from how a payslip does.
  3. 3. Get your documents together first
    Build a document checklist for your situation. Missing paperwork is the most common reason an application stalls after it has been filed.
  4. 4. Apply through the official directory
    Public housing and vouchers (HUD), then follow the link for Texas. This programme is run locally, so the office that takes your application is the one that decides it.
  5. 5. Check your application status
    Find the official way to check your status in Texas, or plan the dates you should be chasing so a delay does not go unnoticed.
  6. 6. If you are denied, you can appeal
    How to appeal a benefit denial. Appeal deadlines are short — often 30 to 90 days from the notice — and a denial is frequently a missing document rather than a decision about whether you qualify.

GlobalBenefits.org is not a government agency and cannot approve, deny or check a claim. Only your state agency can decide your case.

Not a government agency — verify with the official agency. Not legal, financial, or medical advice.